"Never pay full price when shopping"

Never pay full price when shopping. Do research and find competitors, wait for the item to go on sale, use coupons or resist buying the item.

"Walk instead of driving."

Walk instead of driving. Use public transportation instead of driving or private transport. If you lack public transportation, join or create a car pool.

"Cut back on high-cost entertainment."

Cut back on high-cost entertainment. Take advantage of free or low cost entertainment provided by your city, county and state including parks, museums and concerts.