“Billion Dollar Challenge Start A New Group or Refer A New Group” Sweepstakes





The “Billion Dollar Challenge Start A New Group or Refer A New Group” Sweepstakes (the “Sweepstakes”) is intended for legal residents   of   the   United   States   and   shall   only   be   construed   and   evaluated according to U.S. law.




The   Sweepstakes   is   sponsored and administered by dfree® Global Foundation Inc., 727 Franklin Blvd Suite 1, Somerset, NJ 08873 (the “Sponsor”) and administered by (the “Administrator”).




The Sweepstakes is open to legal U.S. residents residing in the fifty (50) United States (including the District of Columbia and Puerto Rico) who are at least eighteen (18) years of age or the age of majority, whichever is older, in their respective states   or   territory   of   permanent   residence   as   of January 1, 2019 (the “Entrants”). Employees,   officers   and   representatives   of   the   Sponsor and Administrator,   their respective   parent   companies,   employees,   officers,   directors,   subsidiaries,  affiliates, distributors, sales representatives and advertising and promotional agencies, and the officers, directors, agents, and employees of each of the foregoing, and members of their immediate families (defined as including spouse, biological, adoptive and step-parents, grandparents, siblings, children and grandchildren, and each of their respective spouses, regardless of where they reside) or households (whether related or not) of any of the above (collectively, the “Released Parties”) are NOT eligible to participate in this Sweepstakes. Non-eligibility or non-compliance with any of these Official Rules will result in disqualification. Void in Puerto Rico, U.S. territories, and where prohibited or restricted by law. (For the avoidance of doubt, any references in these Rules to Entrants shall also include the Entrant who is deemed the Winner (as defined below)).




By participating, Entrants agree to abide by and be bound by these Official Rules and the decisions of the Sponsor, which are final and binding   in   all   matters   relating   to   the   Sweepstakes.   Winning   the   Grand Prize (as described below) is contingent upon fulfilling all requirements set forth herein.




The Sweepstakes begins at 12:00:01 a.m. Eastern Time (“ET”) on January 1, 2019 and ends at 4:59:59 p.m. EST on December 31, 2019 (“Sweepstakes Period”). A winner will be selected each quarter. The Sponsor’s database computer is the official time-keeping device for the Sweepstakes. Eligible Entrants can enter the Sweepstakes during the Sweepstakes     Period     by     visiting     the     Sponsor’s     Website, www.billiondollarpaydown.com/cash-prizes/. At the Website, Entrants can enter the Sweepstakes by completing the Sweepstakes registration form consisting of name, address, email address, zip, date of birth, and the name of a new BDC group or referral group. Each completed Sweepstakes registration form will result in one (1) Sweepstakes entry.



Limit one (1) entry per Person. Proof of entry information at the Website is not considered proof of delivery to or receipt by Sponsor of an entry. Entries made by any other individual or any entity, and/or originating at any other website or email address, including, but not limited to, commercial Sweepstakes subscription notification and/or entering service sites, will be declared invalid and disqualified for this Sweepstakes. The use of automated entry devices is prohibited and no mechanically reproduced entries are allowed; all such entries are void. Released Parties (as defined below) are not responsible for: late, incomplete, delayed, undelivered, or misdirected entries. All entries become the exclusive property of Sponsor and will not be acknowledged or returned. By participating, you consent for Sponsor to obtain, use, and transfer your name, address and other information for the sole purpose of administering this Sweepstakes.  By entering   the   Sweepstakes   and   providing   their   email   address   and   other contact information, Entrants hereby agree to Sponsor’s collection and usage of their personal information and acknowledge that they have read and accepted Sponsor’s Privacy Policy. By entering the Sweepstakes, Entrants acknowledge their automatic opt-in to the Sponsor’s email and mail databases. All subsequent emails from the Sponsor will have an unsubscribe/opt-out option.



If for any reason the operation or administration of this Sweepstakes is impaired or incapable of running as planned for any reason, including but not limited to (i) infection by computer virus, bugs; (ii) tampering, unauthorized intervention; (iii) fraud; (iv) technical failures or (v) any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper   conduct   of   this   Sweepstakes,   the   Sponsor   reserves   the   right   at   its   sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes in whole or in part, at any time, without notice and award the Grand Prize (defined below) using all non-suspect eligible entries received as of, or after (if applicable) this cancellation, termination, modification or suspension date, or in any manner that is fair and equitable and best conforms to the spirit of these Official Rules. Sponsor reserves the right, at its sole discretion, to disqualify any individual deemed to be tampering or attempting to tamper with the entry process or the operation of the Sweepstakes or Sponsor’s Website; or acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. CAUTION: ANY ATTEMPT   TO   DELIBERATELY   DAMAGE ANY   WEBSITE   OR   UNDERMINE   THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON (S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. Failure by the Sponsor to enforce any provision of these Official Rules shall not constitute a waiver of that provision.

RELEASE AND LIMITATIONS OF LIABILITY: By participating in the Sweepstakes, Entrants agree to release and hold harmless the Released Parties from and against any claim or cause of action arising out of participation in the Sweepstakes or receipt or use of any Prize, including, but not limited to: (i) any technical errors that may prevent an Entrant   from   submitting   an   entry;   (ii)   unauthorized   human   intervention   in   the Sweepstakes; (iii) printing errors; (iv) errors in the administration of the Sweepstakes or the processing of entries; or (v) injury, death, or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from Entrant’s participation in the Sweepstakes or receipt of any Prize.  Released Parties assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries.   Released   Parties   are   not   responsible   for   any   problems   or   technical malfunction of any telephone network or telephone lines, computer online systems, servers, or providers, computer equipment, software, failure of any email or entry to be received   by   Sponsor   on   account   of   technical   problems,   human   error   or   traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to Entrant's or any other person's computer relating to or resulting from   participation   in   this   Sweepstakes   or   downloading   any   materials   in   this Sweepstakes. Entrant further agrees that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Sweepstakes, and in no event shall the Released Parties be liable for attorney fees. Entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages.


DRAWING AND NOTIFICATION: The potential Grand Prize Winner will be selected in a random drawing from among all eligible entries received throughout the Sweepstakes Period. The Grand Prize drawing will be conducted by the Sponsor/Administrator, whose decisions are final and binding. The Prize drawings will be conducted on or about April 5, July 5, October 4, 2019 and January 8, 2020. The potential Winners will be contacted by the Sponsor via phone, email and/or by USPS mail. Odds of winning the Grand Prize will depend on the total number of eligible entries received throughout the Sweepstakes Period.


GRAND PRIZE: There will be one (1) Grand Prize Winner each quarter. The Grand Prize Winner (“Winner”), upon the Sponsor’s confirmation of eligibility, will receive one (1) $100 check (“Grand Prize”).

NOTE: Substitution, assignment or transfer of the Prize is not permitted, except by   Sponsor, who   reserves   the   right   to   substitute   the   Prize   or   any   Prize component with another of comparable or greater value.



By accepting the Grand Prize, the Winner agrees to release and hold harmless the Released Parties, each of their related companies, and each of their respective officers, directors, employees, shareholders, and agents from and against any claim or cause of action arising out of participation in the Sweepstakes or receipt or use of the Prize. The Grand Prize Winner is responsible for all local, state, and federal taxes associated with the receipt of the Prize. The Winner is solely responsible for all matters relating to the Prize after it is awarded. If a Prize or Prize notification is returned as unclaimed or undeliverable to a potential Winner, if a potential Winner cannot be reached within seventy-two (72) hours from the first notification attempt, or if a potential Winner is not in compliance with these Official Rules, then such person shall be disqualified and, at Sponsor’s sole discretion, an alternate Winner may be selected.


By accepting   the  Grand   Prize,  where   permitted   by  law,  the   Winner  grants   to  the Released   Parties   and   those   acting   pursuant   to   the   authority  of   Sponsor   and   the Released Parties (which grant will be confirmed in writing upon Sponsor’s request), the right to print, publish, broadcast and use worldwide IN ALL MEDIA without limitation at any time their full name, portrait, picture or video, voice, likeness and/or biographical information for advertising, trade and promotional purposes without further payment or additional consideration, and without review, approval or notification.




By participating, Entrants release and agree to hold harmless the Released Parties from any and all liability for any injuries, death or losses or damages to persons or property AS WELL AS CLAIMS/ACTIONS BASED ON PUBLICITY RIGHTS, DEFAMATION, AND/OR INVASION OF PRIVACY that may arise from participating in this Sweepstakes or its related activities or the acceptance, possession, use or misuse of, or any harm resulting from the acceptance, possession, use or misuse of the Prize. The Winner also acknowledges   that   Released   Parties   have   neither   made   nor   are   in   any   manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Prize.


DISPUTES: By entering the Sweepstakes, Entrants agree that i) Any and all disputes, claims, and causes of action arising out of or connected with the Sweepstakes, or any Prize awarded, shall be resolved individually, without resort to any form of class action; ii) Any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes but in no event attorney fees and iii) Under no circumstances will any Entrant be permitted to obtain any award for, and Entrant hereby waives all rights to claim, punitive, incidental or consequential   damages   and   any  and   all   rights   to   have   damages   multiplied   or otherwise   increased   and   any   other   damages,   other   than   for   actual   out-of-pocket expenses. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the Entrants and Sponsor or the Released Parties in connection with the Sweepstakes, shall be governed   by, and   construed   in   accordance   with   United   States   law.   Any legal proceedings arising out of this Sweepstakes or relating to these Official Rules shall be instituted only in the federal or state courts of New Jersey, and the parties consent to jurisdiction therein with respect to any legal proceedings or disputes of whatever nature arising under or relating to these Official Rules. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

SEVERABILITY: The invalidity or unenforceability of any provision of these Official Rules will not affect the validity or enforceability of any other provision. If any provision of the Official Rules is determined to be invalid or otherwise unenforceable, the other provisions will remain in effect and will be construed as if the invalid or unenforceable provision were not contained herein.


MISCELLANEOUS: These Official Rules contain the full and complete understanding with   respect   to   the   Sweepstakes   and   supersede   all   prior   and   contemporaneous agreements, representations and understandings, whether oral or written. The headings herein are for convenience only, do not constitute a part of these Official Rules, and shall not be deemed to limit or affect any of the provisions hereof. No amendment to, or waiver of, any provision of these Official Rules shall be effective unless in writing and signed by both Sponsor and Administrator. The waiver by Sponsor or Administrator of any provision of these Official Rules shall not constitute a waiver of any other provision herein.  The rights and obligations hereunder may not be assigned by Entrant, whether by operation of law or otherwise, without the prior written consent of Sponsor, and any attempted assignment in violation of the foregoing shall be null and void. These Official Rules shall be binding upon, and inure to the benefit of, the permitted successors and assigns of Sponsor, Administrator, and Entrant.  


WINNERS LIST REQUEST: To request confirmation of the name, city, and state of residence   of   the   Winners, please   send   a   self-addressed, stamped   business   size envelope, by April 12, July 12, October 11, 2019, and January 15, 2020 to:  dfree® “Billion Dollar Challenge Payday Loan Payoff” Sweepstakes Winners List Request, dfree® Global Foundation Inc., 727 Franklin Blvd Suite 1, Somerset, NJ 08873.